:root{
  --navy:#071b2e;--navy2:#0b2944;--gold:#c8952e;--cream:#f7f1e7;
  --white:#fff;--text:#152235;--muted:#667085;--border:#e7dac4;
  --shadow:0 18px 50px rgba(7,27,46,.12)
}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Montserrat,Arial,sans-serif;color:var(--text);background:#fff;line-height:1.6}
img{max-width:100%;display:block}a{text-decoration:none;color:inherit}
.topbar{height:78px;display:flex;align-items:center;justify-content:space-between;padding:0 5%;position:sticky;top:0;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);z-index:20;border-bottom:1px solid #eee}
.brand{display:flex;align-items:center;gap:12px;font-weight:800;color:var(--navy)}
.brand img{width:52px;height:52px;border-radius:50%;object-fit:cover}
nav{display:flex;align-items:center;gap:28px;font-weight:600;font-size:.93rem}
nav a:hover{color:var(--gold)}.nav-cta{padding:11px 18px;border-radius:999px;background:var(--navy);color:white!important}
.menu{display:none;border:0;background:none;font-size:1.7rem}
.hero{min-height:690px;position:relative;display:grid;align-items:center;background:url('assets/capa.png') center/cover no-repeat}
.hero-overlay{position:absolute;inset:0;background:linear-gradient(90deg,rgba(7,27,46,.93) 0%,rgba(7,27,46,.75) 43%,rgba(7,27,46,.18) 100%)}
.hero-content{position:relative;z-index:1;max-width:760px;padding:90px 6%;color:#fff}
.eyebrow{text-transform:uppercase;letter-spacing:.18em;font-size:.78rem;font-weight:800;color:var(--gold);margin:0 0 14px}
h1,h2,h3{line-height:1.12;margin-top:0}h1,h2{font-family:"Playfair Display",serif}
h1{font-size:clamp(3rem,6vw,5.8rem);margin-bottom:22px}h1 span{color:#e0ad45}
.hero-content>p:not(.eyebrow){font-size:1.15rem;max-width:650px}
.hero-actions{display:flex;gap:14px;margin:34px 0 24px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 22px;border-radius:10px;font-weight:800;transition:.2s}
.btn:hover{transform:translateY(-2px)}.btn-primary{background:var(--gold);color:var(--navy)}
.btn-secondary{border:1px solid rgba(255,255,255,.55);color:white;background:rgba(255,255,255,.08)}
.btn-outline{border:2px solid var(--navy);color:var(--navy)}.btn-whatsapp{background:#21a95b;color:white;white-space:nowrap}
.hero-points{display:flex;gap:20px;flex-wrap:wrap;font-size:.9rem}
.trust{display:grid;grid-template-columns:repeat(4,1fr);background:var(--navy);color:white;padding:25px 5%}
.trust article{text-align:center;border-right:1px solid rgba(255,255,255,.18)}.trust article:last-child{border:0}
.trust strong,.trust span{display:block}.trust span{color:#c9d4df;font-size:.86rem}
.section{padding:95px 6%}.alt{background:var(--cream)}
.section-heading{text-align:center;max-width:720px;margin:0 auto 45px}.section-heading h2,.report h2,.cta h2{font-size:clamp(2.2rem,4vw,3.8rem);color:var(--navy);margin-bottom:14px}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.steps article{padding:30px;border:1px solid var(--border);border-radius:16px;background:white;box-shadow:0 10px 30px rgba(7,27,46,.05)}
.steps b{display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:var(--navy);color:var(--gold);font-size:1.2rem}
.steps h3{margin:20px 0 8px}.steps p{color:var(--muted);margin:0}
.pricing{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;align-items:start}
.card{background:white;border-radius:18px;overflow:hidden;box-shadow:var(--shadow);position:relative;border:1px solid #efe5d4}
.card.featured{transform:translateY(-12px);border:2px solid var(--gold)}
.badge{position:absolute;z-index:2;top:14px;right:14px;background:var(--gold);color:var(--navy);padding:8px 12px;border-radius:999px;font-size:.75rem;font-weight:800}
.card img{aspect-ratio:1/1;object-fit:cover}.card-body{padding:28px}.card-body h3{font-size:1.45rem}
.price{font-size:2rem;font-weight:800;color:var(--navy)}.price small{font-size:.85rem;color:var(--muted)}
.card ul{padding-left:20px;color:#394657;min-height:175px}.card .btn{width:100%}
.report{display:grid;grid-template-columns:.85fr 1.15fr;gap:55px;align-items:center}
.report>img{border-radius:16px;box-shadow:var(--shadow);max-height:760px;margin:auto}
.report-copy>p{color:var(--muted)}.checklist{list-style:none;padding:0}.checklist li{margin:12px 0}.checklist li:before{content:"✓";color:var(--gold);font-weight:900;margin-right:10px}
.faq{max-width:900px;margin:auto}.faq details{background:white;border:1px solid var(--border);border-radius:12px;margin:12px 0;padding:18px 20px}
.faq summary{cursor:pointer;font-weight:800;color:var(--navy)}.faq p{color:var(--muted)}
.cta{margin:0 6% 90px;padding:50px;border-radius:22px;background:linear-gradient(135deg,var(--navy),var(--navy2));color:white;display:flex;justify-content:space-between;align-items:center;gap:30px}
.cta h2{color:white}.cta p{max-width:750px}
footer{display:flex;align-items:center;gap:18px;padding:28px 6%;background:#04121f;color:white}
footer img{width:62px;height:62px;border-radius:50%}footer div p,footer>p{margin:0;color:#b9c4cf}footer>p{margin-left:auto}
.floating-whatsapp{position:fixed;right:22px;bottom:22px;background:#21a95b;color:white;padding:14px 18px;border-radius:999px;font-weight:800;box-shadow:0 12px 25px rgba(0,0,0,.2);z-index:30}
@media(max-width:980px){
  nav{display:none;position:absolute;top:78px;left:0;right:0;background:white;padding:22px;flex-direction:column;border-bottom:1px solid #eee}
  nav.open{display:flex}.menu{display:block}.hero{min-height:620px}.hero-overlay{background:rgba(7,27,46,.82)}
  .trust,.steps{grid-template-columns:repeat(2,1fr)}.trust article:nth-child(2){border-right:0}
  .pricing{grid-template-columns:1fr;max-width:620px;margin:auto}.card.featured{transform:none}
  .report{grid-template-columns:1fr}.report>img{max-height:none}.cta{flex-direction:column;align-items:flex-start}
}
@media(max-width:620px){
  .topbar{padding:0 18px}.brand span{display:none}.hero-content{padding:70px 22px}.hero{min-height:650px}
  .trust,.steps{grid-template-columns:1fr}.trust article{border-right:0;border-bottom:1px solid rgba(255,255,255,.15);padding:12px}
  .section{padding:70px 20px}.cta{margin:0 20px 70px;padding:32px 24px}footer{flex-wrap:wrap}footer>p{margin-left:0;width:100%}
}


.stats-section{background:#fff}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-bottom:46px}
.stats-grid article{background:var(--navy);color:white;border-radius:16px;padding:28px;text-align:center;box-shadow:var(--shadow)}
.stats-grid strong{display:block;font-family:"Playfair Display",serif;font-size:2.6rem;color:var(--gold)}
.stats-grid span{font-size:.9rem;color:#d3dde6}
.calendar-card{background:var(--cream);border:1px solid var(--border);border-radius:20px;padding:34px}
.calendar-card h3{font-size:1.8rem;color:var(--navy);margin-bottom:0}
.week{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:24px}
.week article{background:white;border-radius:12px;padding:18px;border:1px solid var(--border)}
.week b,.week span{display:block}.week b{color:var(--navy)}.week span{color:var(--muted);font-size:.88rem;margin-top:5px}
.lead-form{max-width:850px;margin:auto;display:grid;grid-template-columns:1fr 1fr;gap:20px;background:white;padding:34px;border-radius:20px;box-shadow:var(--shadow)}
.field{display:flex;flex-direction:column;gap:8px}.field label{font-weight:800;color:var(--navy)}
.field input,.field select{width:100%;padding:14px;border:1px solid #d9dfe6;border-radius:10px;font:inherit;background:white}
.lead-form .btn{grid-column:1/-1;border:0;cursor:pointer}
@media(max-width:980px){.stats-grid,.week{grid-template-columns:repeat(2,1fr)}}
@media(max-width:620px){.stats-grid,.week,.lead-form{grid-template-columns:1fr}.lead-form{padding:24px}}


.announcement{background:var(--gold);color:var(--navy);display:flex;justify-content:center;align-items:center;gap:24px;padding:9px 20px;font-size:.88rem;font-weight:600;text-align:center}
.announcement a{font-weight:900;text-decoration:underline}
.topbar{top:39px}
.limited-note{margin:0 0 14px;color:#8b5e00;font-size:.83rem;font-weight:700;text-align:center}
.share-section{margin:0 6% 70px;padding:34px 42px;border:1px solid var(--border);border-radius:18px;display:flex;align-items:center;justify-content:space-between;gap:25px;background:white}
.share-section h2{font-family:"Playfair Display",serif;font-size:2.4rem;color:var(--navy);margin:0 0 8px}
.share-section p{margin:0;color:var(--muted)}
@media(max-width:980px){nav{top:117px}}
@media(max-width:620px){
  .announcement{flex-direction:column;gap:2px;padding:8px 12px}
  .topbar{top:58px}
  nav{top:136px}
  .share-section{margin:0 20px 60px;padding:28px 22px;flex-direction:column;align-items:flex-start}
}


.guide-section{background:linear-gradient(180deg,#fff 0%,var(--cream) 100%)}
.guide-card{max-width:1100px;margin:auto;background:var(--navy);border-radius:24px;padding:48px;display:grid;grid-template-columns:1.1fr .9fr;gap:45px;color:white;box-shadow:var(--shadow)}
.guide-card h2{font-size:clamp(2.3rem,4vw,4rem);color:white;margin-bottom:18px}
.guide-card .checklist li{color:#d7e1e9}
.guide-form{background:white;color:var(--text);border-radius:18px;padding:30px;display:flex;flex-direction:column;gap:10px}
.guide-form h3{color:var(--navy);font-size:1.45rem;margin-bottom:8px}
.guide-form label{font-weight:800;color:var(--navy);font-size:.9rem}
.guide-form input{padding:13px 14px;border:1px solid #d9dfe6;border-radius:10px;font:inherit}
.guide-form .btn{border:0;margin-top:8px;cursor:pointer}
.guide-form small{color:var(--muted);line-height:1.4}
.consent{display:flex;align-items:flex-start;gap:9px;font-weight:500!important;margin-top:5px}
.consent input{margin-top:4px}
@media(max-width:820px){.guide-card{grid-template-columns:1fr;padding:30px 22px}}


.about-section{background:#fff}
.about-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:55px;align-items:center;max-width:1120px;margin:auto}
.about-grid h2{font-size:clamp(2.3rem,4vw,4rem);color:var(--navy)}
.about-grid p{color:var(--muted)}
.about-points{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:24px}
.about-points span{background:var(--cream);border:1px solid var(--border);padding:12px 14px;border-radius:10px;font-weight:700;color:var(--navy)}
.quote-card{background:var(--navy);color:white;border-radius:22px;padding:42px;box-shadow:var(--shadow);position:relative}
.quote-mark{font-family:"Playfair Display",serif;font-size:6rem;line-height:.7;color:var(--gold);position:absolute;top:26px;left:28px}
.quote-card blockquote{margin:38px 0 22px;font-family:"Playfair Display",serif;font-size:1.6rem;line-height:1.45}
.quote-card strong{color:var(--gold)}
.cases-section{background:var(--cream)}
.case-card{max-width:980px;margin:auto;background:white;border:1px solid var(--border);border-radius:22px;padding:36px;box-shadow:var(--shadow)}
.case-score{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.case-score div{background:var(--navy);color:white;border-radius:14px;padding:22px;text-align:center}
.case-score span,.case-score strong,.case-score small{display:block}
.case-score span{font-size:.85rem;color:#cdd7e0}
.case-score strong{font-family:"Playfair Display",serif;font-size:3rem;color:var(--gold)}
.case-score small{color:#cdd7e0}
.progress-track{height:14px;background:#e7edf2;border-radius:999px;overflow:hidden;margin:28px 0}
.progress-track span{display:block;height:100%;background:var(--gold);border-radius:999px}
.case-copy{text-align:center}.case-copy h3{font-size:1.8rem;color:var(--navy);margin-bottom:8px}.case-copy p{color:var(--muted)}
.case-copy small{display:block;margin-top:12px;color:#8c96a3}
.floating-reserve{position:fixed;right:22px;bottom:80px;background:var(--gold);color:var(--navy);padding:12px 17px;border-radius:999px;font-weight:900;box-shadow:0 12px 25px rgba(0,0,0,.18);z-index:30}
@media(max-width:900px){.about-grid{grid-template-columns:1fr}.case-score{grid-template-columns:1fr}}
@media(max-width:620px){.about-points{grid-template-columns:1fr}.quote-card{padding:34px 24px}.floating-reserve{right:16px;bottom:76px}}


.process-section{background:white}
.process-flow{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.process-flow article{background:var(--cream);border:1px solid var(--border);border-radius:16px;padding:26px;position:relative}
.process-flow span{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:var(--gold);color:var(--navy);font-weight:900}
.process-flow h3{margin:18px 0 8px;color:var(--navy)}.process-flow p{margin:0;color:var(--muted)}
.transparency-section{background:var(--navy)}
.transparency-card{max-width:1080px;margin:auto;display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center;color:white}
.transparency-card h2{font-size:clamp(2.2rem,4vw,3.8rem);color:white}.transparency-card p{color:#d1dbe5}
.transparency-card .checklist li{color:#e4ebf1}
.payment-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.payment-grid article{background:white;border:1px solid var(--border);border-radius:14px;padding:24px}
.payment-grid h3{color:var(--navy)}.payment-grid p{color:var(--muted)}
.payment-action{text-align:center;margin-top:32px}
.success-message{max-width:850px;margin:20px auto 0;background:#ecfdf3;border:1px solid #b7ebc9;color:#185c34;border-radius:14px;padding:20px 24px}
.legal-section{padding:0 6% 36px;background:#fff}
.legal-card{max-width:1000px;margin:auto;border:1px solid var(--border);border-radius:16px;padding:28px;background:var(--cream)}
.legal-card h2{font-family:"Playfair Display",serif;color:var(--navy)}
.legal-card p{color:var(--muted)}
.footer-links{display:flex;gap:16px;margin-left:auto}
.footer-links a{color:#d4dde6;text-decoration:underline}
@media(max-width:980px){
  .process-flow{grid-template-columns:repeat(2,1fr)}
  .payment-grid{grid-template-columns:repeat(2,1fr)}
  .transparency-card{grid-template-columns:1fr}
}
@media(max-width:620px){
  .process-flow,.payment-grid{grid-template-columns:1fr}
  .footer-links{order:3;margin-left:0;width:100%}
}


.portal-preview{background:#fff}
.portal-preview-card{max-width:1100px;margin:auto;background:linear-gradient(135deg,var(--navy),var(--navy2));color:white;border-radius:24px;padding:46px;display:flex;align-items:center;justify-content:space-between;gap:36px;box-shadow:var(--shadow)}
.portal-preview-card h2{font-size:clamp(2.3rem,4vw,4rem);color:white}
.portal-preview-card p{color:#d2dce5;max-width:720px}
.portal-preview-card .about-points span{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.15);color:white}
.portal-preview-card .btn{white-space:nowrap}
@media(max-width:820px){.portal-preview-card{flex-direction:column;align-items:flex-start;padding:32px 24px}}

.blog-preview{background:#fff}
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.blog-grid article{border:1px solid var(--border);border-radius:16px;padding:28px;background:#fff;box-shadow:0 10px 30px rgba(7,27,46,.06)}
.blog-grid article>span{font-size:.75rem;text-transform:uppercase;letter-spacing:.12em;color:var(--gold);font-weight:800}
.blog-grid h3{color:var(--navy);font-size:1.35rem;margin:14px 0 10px}
.blog-grid p{color:var(--muted)}
.blog-grid a{font-weight:800;color:var(--navy)}
.blog-action{text-align:center;margin-top:30px}
.article-page,.blog-page{background:#f7f1e7}
.article-header{padding:18px 5%;display:flex;align-items:center;justify-content:space-between;background:#fff;border-bottom:1px solid #e8e1d6}
.article-header img{width:54px;height:54px;border-radius:50%}
.article-header a{font-weight:800;color:var(--navy)}
.article-main,.blog-list{max-width:950px;margin:50px auto;padding:0 22px}
.article-card{background:#fff;border-radius:20px;padding:44px;box-shadow:var(--shadow)}
.article-card h1,.blog-list h1{font-size:clamp(2.6rem,5vw,4.8rem);color:var(--navy)}
.article-card h2{font-size:2rem;color:var(--navy);margin-top:34px}
.article-card p,.article-card li{color:#465365}
.article-meta{color:var(--gold)!important;font-weight:800;text-transform:uppercase;letter-spacing:.12em;font-size:.75rem}
.article-cta{margin-top:36px;padding:26px;background:var(--navy);color:#fff;border-radius:14px}
.article-cta p{color:#d7e0e7}
.blog-list-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.blog-list-grid article{background:#fff;border-radius:16px;padding:26px;border:1px solid var(--border)}
.blog-list-grid h2{font-size:1.4rem;color:var(--navy)}
@media(max-width:850px){.blog-grid,.blog-list-grid{grid-template-columns:1fr}.article-card{padding:28px 22px}}